Credit Cards
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Complaint #6385 — Narayanadas Upadhyayula
Filed: 26 Jun 2014 ·
Address: 4-A, Hari Hara Niwas, Mayur Marg, Begumpet, HYDERABAD-500016
I\'ve made a purchase with HDFC credit card on March 10, 2014. The purchase appeared in their bill of March 16 and was payable by April 4. I\'ve paid the bill in full on April 1. I’ve cancelled the purchase and obtained a 50% refund from the seller on June 11. As the original purchase was made with credit card, the amount was credited to my credit card account. As the refund of Rs 36054 was not small, I’ve requested the credit card company to credit it to my bank account. The company has been dodging with one excuse or other and not refunding it. It wants to adjust it against it future spending. Can I seek immediate refund?