Consumer Redressal

We have purchased the flat in Pune . We have made the following payments- On 02/09/2013, Rs. 1,03,090/- as earnest money. After this as per your letter we paid the stamp duty and registration charges and MVAT total amounting to Rs. 1,87,162/- on 22/10/2013. We had applied for ICICI Home Loan and the bank could not disburse the amount of loan without registration of property / agreement to sale. Accordingly we produced the agreement to sale to ICICI Bank and the Bill dated 20/11/2013 has been paid by through ICICI Bank on 7/12/2013. As per our knowledge there is no more delay in payments as the loan could not be sanctioned without the sale agreement, which was executed on 16/11/2013. Thus there is no question of penal interest. If we had money in our hand we would no go for bank loan. We already are facing interest of bank loan burden and again Builder is imposing extra interest (Rs 94000) which was due to procedural fault/ system fault.