Consumer Redressal

Dear Sir/Madam, My Builder in Kochi (KERALA) is giving local issues as an excuse for not handing over possession of my flat, after taking 90% of the cost ( Rs 36 Lakhs) and has offered Rs 2600 per month as compensation till Handing over the flat. Of course immediately I have replied refusing that I am not interested in compensation and that he should hand over the flat by January 2014.Can the Builder indefinitely give “local issues” as reason for not handing over the flat to me who has already paid to the Builder his Retired savings for this flat for a shelter to stay after retirement. I AM NOW IN A FINANCIAL CRISIS AND MENTALLY DISTYRBED. Also the Builder in his mail Dtd 22/7/2013 informs that the tentative date of Handing over my Flat is January 2014 and not September 2013 as envisaged earlier. Kindly help me Sir to get possession of my flat. Thank you sir, M.Ramakrishnan