Consumer Redressal

Dear sir/madam Even after 1 year Builder in Kochi is delaying possession and on 22/7/13 informed by mail that a compensation of Rs 2600 per month (Rs 2 per sq ft) will be given as per Sale Agreement. I have replied by refusing the compensation and have insisted that Builder as mentioned in his mail should hand over my flat by the tentative date of January 2014 as I have no other shelter. My retirement savings of Rs 36 lakhs( 90% of cost of flat) has been invested in this flat and it is a big financial loss and am mentally depressed. Can the Builder take shelter under the compensation clause of Sale Agreement deny possession to me indefinitely. Actually the Builder is not meeting the mandatory requirements of KSEB, viz paying money as calculated by board, lay power cables, fit transformer, get certified electrical inspector. Instead he is harassing the purchasers. Please guide to get my flat Thanks and regards M.Ramakrishna