Consumer Redressal

I had booked a Skoda Rapid 1.6 elegance model (petrol) from Senator motors chandivali branch on 19th April 2013,they had confirmed 4 weeks delivery time and hence I paid an advance money of Rs.50000(signed receipt available).I had also applied for car loan from Tata Capital,whose EMI deduction would start from 9th June 2013.After following up with them till 30th May ,I did not get delivery of the car nor they knew when they are going to deliver the car.Hence I asked them to cancel the car booking.They returned the booking advance of Rs 50k and confirmed would take care of the cancellation charges since it was their fault that they could not deliver the car.Hence I cancelled the booking of 31st May 2013.When they returned the advance money of Rs 50k on 9th June,the same day Tata capital EMI of Rs.18502.00 got deducted from my account.Today I have no clue or communication from Senator motors(Skoda India)or Tata as to when they will return my EMI amt. They want cancellation chrgs now.