Consumer Redressal

I have booked a 2bhk flat in Meadows vista ph-2 in Value infracon india pvt ltd on june 2014.HDFC sanction me home loan of Rs 20,50,000/- and calculate monthly Emi is 18218/-,HDFC bank issued a DD of Rs 20,50,000 in Favour of builder an builder give me NO EMI TILL POSSESSION PLAN, In this plan all terms and condition are mentioned i.e The plan valid upto 19th months from the date of first emi was starting , My first EMI was starting on JULY 2014.Builder ensure me that All 19 Months EMIs pay by them and after 19th months they will close the home loan and give me NOC from HDFC bank,But till date my 3 EMIs are not paid i.e Mar, April and May 2015. I regularly follow up with the builder to remind the dues clear,Builder ensure me that all dues will be clear by some days,still Emis are not paid. Hdfc bank was regularly remind me through mail and phone calls to clear the dues. My CIBIL is also effected,Please suggest me what i am do. Regards Rohit kumar 9971139201